Platinum Credit (U) Ltd
About US:
Platinum Credit is a leading Regional Micro Finance Company providing emergency loans to employed individuals in Eastern Africa. We have a wide spread branch network in Uganda, Kenya and Tanzania. Platinum Credit (U) Ltd has introduced a new product available to formally employed persons working in the Private Sector. Platinum Credit (U) Ltd is a subsidiary of Platcorp Holdings Ltd.
Job Summary: The Loans Officer – SME (Small and Medium Enterprises) Product will evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.
Key Duties and Responsibilities:
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Contact prospective customers to present information and explain available services. Explain technical product or service information to customers. Contact current or potential customers to promote products or services.
- Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.
- Make presentations on our products to groups and individuals to attract new clients. Deliver promotional presentations to current or prospective customers.
- Analyze applicants’ financial status, credit risk, and collateral to determine feasibility of granting loans.
- Obtain and compile copies of loan applicants’ loan application documents, credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files of the client.
- Compute loan schedules as required.
- Work with clients to identify their financial goals and to find ways of reaching those goals.
- Collect payments when they fall due and remind clients when the payments will fall due.
- Negotiate payment arrangements with customers who have delinquent loans.
- Preparing and interpreting own report
Qualifications, Skills and Experience:
- A minimum of a Diploma in a relevant field.
- Computer skills.
- Excellent numerical and analytical skills.
- Excellent interpersonal and communication skills.
- Age: 23 – 30 years old.
How to Apply:
All candidates should Email their applications, detailed CVs and testimonials to the address below;
The Human Resource Manager;
Platinum Credit (U) Ltd
Send your application by
Email to: careers@platinumcredit.co.ug
Deadline: 10th May 2024